A Short Guide To Flood Insurance

Many homeowners are under the impression that their homeowners’ insurance policy provides all the coverage they need to stay financially secure. Unfortunately, this is generally not the case.  

Flooding is a major issue for many people in the United States, especially for individuals who live near bodies of water. When flooding occurs, it can be devastating to your home and belongings and can end up costing you tens of thousands of dollars in repair and replacement costs. Luckily, flood insurance can help protect you financially in case you end up facing the devastating effects of flooding.

What Is Flood Insurance?

Flood insurance is a type of insurance coverage that is designed to protect homeowners from the financial consequences of flood-related damage. It can be extremely helpful for many homeowners, especially those who live in areas that are prone to flooding.

What Does Flood Insurance Cover?

Flood insurance can cover the costs of repair or replacement for a variety of flood-related damages.  Flood insurance obviously covers the structure of your home but it also can cover a variety of things within your home. Some of these things are:

  • Carpets
  • Appliances
  • Drapes/curtains
  • Furniture
  • Wiring
  • Plumbing

Flooding is a major risk for many homeowners across the United States. Flood insurance can provide the protection you need.

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