When you have Putnam Connecticut homeowners insurance you may not realize all the things it can cover for you if your home or property is ever damaged in some way or destroyed. It is a great idea to carry a good homeowners policy with adequate coverage in case this type of thing ever happens. Many people think it will never happen to them, but it can happen to you and you need to be prepared just in case it does. There are many things that can attribute to damaging a home or property. There could be a fire or a windstorm that damages or destroys your home or property. There could be a burglary or theft at one time or another that could damage your home and cause you to lose valuable personal items from your home. There are numerous other things that could happen as well including lightning striking your home. Believe it or not, that really does happen more often than you may think.
One of the coverage areas of your Putnam Connecticut homeowners insurance will be called dwelling coverage. This part of your house insurance policy will take care of the cost to rebuild or replace your home in the event there is some kind of damage to it. Earthquake and flood insurance will need to be covered separately and purchased in addition to the regular policy.