Most vehicles that have an engine and can carry passengers will require some sort of insurance coverage, usually general liability which will cover any damages the owner is liable for in the event of an accident. While the requirements for car insurance can be pretty straightforward, state requirements for other vehicles may differ or include certain restrictions. If you are interested in buying an RV, motorcycle, four wheeler, motorboat, jetski, snowmobile or even a golf cart, you should look up any requirements your state may have for them to be insured. If you had to take a loan out to buy a motorcycle or an RV, the bank that provided the loan may require you to purchase motorcycle insurance Orlando or RV insurance.
Different vehicles require different insurance coverage, and if you are shopping for insurance for one of your recreational vehicles, a commercial auto, or farm vehicles like tractors then you should look for insurance policies made especially for your vehicle. Some insurance companies will offer insurance for vehicles other than cars, but the policy may only include general liability and collision and comprehensive, as though the insured vehicle was just like a regular car. For example, if you are insuring an RV then you would need a policy that covers personal belongings and will provide adequate property damage liability. If you are shopping for motorcycle insurance Orlando then you want a policy that will include coverage for medical bills for you and your passenger, as well as more personal injury liability coverage than property damage liability.