If you own your own business or company and do not run it by yourself, you know how important employees are in keeping your business successful and afloat. If you want to keep a productive and happy workforce who you can depend on, you may want to purchase employment insurance that is designed to protect you, your business, and your employees. There are a few different types of business insurance Orlando designed to cover different aspects of your business. Liability insurance and umbrella liability insurance are designed to protect your business in the event that someone brings a law suit against the company or you specifically. Property insurance is designed to cover any damage that bad weather, accidents, vandalism, etc., produce.
There are a few different types of employment insurance, some of which is designed with the employees in mind, and some with the proprietor in mind. Everyone has heard of worker’s compensation insurance at some point, and it is incredibly important to have for businesses with employees, especially employees that work in more hazardous or dangerous conditions. You may also want to consider purchasing employment practices liability insurance, which is designed to cover the cost of legal damages in the event that one of your employees brings suit against you for harassment, hostile work environments, discrimination, etc.. Worker’s compensation and employment insurance requirements vary from state to state, so when you shop for business insurance Orlando you may want to look up any insurance requirements your state may have for businesses.