Besides being mandatory, auto insurance-Orange County, CA is a good idea. This will not only provide coverage if you are involved in an accident, it can provide coverage for other things as well. If you have a broken or cracked windshield your auto insurance may pay for it.
In some instances auto insurance-Orange County, CA will pay for the repair for a chip on your windshield before it turns into a crack across the entire windshield. And if you should have to replace the whole windshield you may or may not have to pay the full comprehensive deductible. There are some insurance companies that will have a different, lower, deductible for glass. Other insurance companies will require the entire comprehensive deductible be paid. This is something you should know before you have a broken windshield.
If your auto is broken into, you auto insurance-Orange County, CA will pay for the damage done to your vehicle and anything that was stolen out of your car. This may be especially helpful if you are on vacation and your car is broken into.
It is a good idea to go over all of your auto coverages with your insurance agent. They will help you decide which limits of liability and deductibles will be the most appropriate for your personal situation. It is also a good idea to go over your coverages every few years just to make sure that what you have on your policy is accurate and appropriate.