Professional cleaning services take care of life’s biggest messes. However, this valuable work comes with risks to cleaners. Companies have cleaning industry insurance for protection. Industry workers, though, face multiple dangers in the course of a day’s or night’s work. The most common cleaning industry hazards fall into specific categories.
No matter what kind of business you run, you need a policy that covers expenses associated with injuries and illnesses that employees get on the job. For many employers, workers compensation coverage or employer liability policies handle these costs. If you own a staffing agency, have higher risks, or are in a state where workers […]
If you own a rental property, it’s important to have insurance that protects you against liability, injuries, and damages. Whether you own a large apartment building with hundreds of tenants or rent out a single-family home, you need to have the assurance that you are protected.
In the textile industry, companies can face many risks with business operations, finances, and legal aspects of the business. In a variety of ways, risks can be avoided through proper management and proactive plans to adjust inefficiencies and correct errors before large losses occur. Some risks fall within areas of textile industry liability coverage while […]
Under professional liability insurance, companies throughout all types of industries are covered from legal costs caused by a client’s claims that they failed to fulfill their services adequately. Malpractice accusations are present throughout numerous fields. Industry leaders can prevent negligent practices and prepare for potential claims by learning from professional liability claims examples. 1. Technology […]
When you own your own business or you are self-employed, you have risks associated with the interactions with the public. An insurance plan can help cover those risks, but specifically, PLI insurance is the choice that helps reduce your exposure. Your risks could come from a variety of situations, such as:
Running a small or mid-sized business involves significant responsibility. Especially when you are first starting out, a lot of the responsibility for tax administration, payroll, employee benefits, and workers’ compensation falls on you. A professional employer organization can help to ease the burden.
Cash management is one way to establish security with your trucking business. It is easy to get behind or in a bind when clients aren’t paying on their invoices in a timely manner. This can lead to your own bills being left unpaid. For this reason, bobtail factoring can be a huge benefit to your […]
When your company provides benefits to employees that include the management of investments like retirement pensions and 401k accounts, profit sharing, or health plans, you incur a fiduciary duty to those employees that can leave the company exposed to potential lawsuits if those plans are managed ineffectively. One recent and high profile example is a […]
Insurance companies use a variety of marketing strategies to reach their target market. Emailing services for insurance companies still work. Here are three reasons to include them as part of your marketing strategy.
As the Baby Boomer generation ages, the need for hospice care has also risen. This service has proven invaluable for individuals and families caring for those near the end of their life. Professional liability insurance for hospice can help offset the costs associated with a lawsuit due to these common risks.
In the world of civil engineering, an error or omission in an analysis or calculation can have an enormous impact. Even the most highly trained experts can make a mistake that could end up costing their companies or their clients to incur serious damages. In addition to creating an additional expense, a mistake could create […]
The benefits of forming an association captive insurance company are numerous and significant. However, as with any business decision, careful consideration is necessary before moving forward. The rewards are real, but according to Caitlin Morgan Insurance, the resources required to create and maintain a captive program are also an important part of the decision.
If you’re looking to make sure you have complete coverage for your operation, you need a lot of different kinds of insurance to come together. For owner-operators, that can mean finding the liability, cargo, and vehicle policies for yourself. Larger businesses that employ many drivers will also need additional coverage for employees like workers compensation, […]
Running your own business is often a gamble. According to recent statistics, a large number of new companies will go under within five years. This number is increased dramatically when a business fails to take out proper insurance. Many business owners neglect to look over pertinent details related to their plans and miss out on […]
Life insurance wellness programs can translate into lower insurance costs and greater employee productivity. Effective programs provide workers with skills that empower them to take responsibility for their health. According to https://www.haughn.com, a thoughtful wellness plan can be tailored to the specific demands of your business.
Independent contractors are becoming a larger and larger part of the workforce, and by all indicators, this trend will continue well into the next decade. The benefits of being an independent contractor staffing agency during this uptick should be obvious, but your insurance needs are going to be unique, and competing in this emerging market […]
An auto shop is a workplace where injuries can be unfortunately common. Between various people working and the dangerous machinery used, it can be easy for employees to get hurt. Thankfully, there are measures you can enact that reduce the frequency of auto shop injuries and their impact on your business.
If you’re hosting an event and want to provide your guests with the ultimate experience, nothing screams special the way valet parking does. To make it a good experience for your guests and yourself, you need to know certain tips about how to organize valet parking.
Many people request to have a boat inspected prior to purchase, but there can also be inspections requested on the part of an insurance company. An insurance surveyor will do an inspection of the vessels and operating systems, looking for problems that could turn into large financial expenses or liabilities for the owner or the […]