When you purchase a home, you want to protect your investment against storms, accidents, and other devastating losses. Homeowners’ policies can vary a great deal, however, so it’s important to discuss your options with your insurance agent.
If your company relies on rental cars or the use of employee and partner vehicles, you still need insurance coverage even if you’re not planning on buying a vehicle the company owns. You don’t need the same coverage you would if you owned a car, but when you rent a vehicle or you use one […]
Owning a business in the trucking industry can come with plenty of important considerations. The risks associated with your line of work can be intense and this means you absolutely need to take time to think about how to best protect your company and your assets. One way to achieve this is with the right […]
To have a successful business, you have to attract employees who will show company loyalty in the future. Who you hire can build your business. One way to avoid having a high turnover rate with employees is to offer benefits, particularly retirement benefits. Retirement benefits can encourage a person to remain with a company for […]
Choosing the right insurance policy is crucial for a small business. Mistakes are bound to happen, and you want to be ready for them. Small business liability insurance is a smart form of protection so you can stay focused on the growth of your business.
All businesses require insurance coverage to protect against lawsuits. Lawsuits can occur if someone suffers an injury on your property or if your services financially harm a client. A lawsuit can completely devastate your business, hence why you need to consider your policies carefully. Two of these policies include an Errors and Omissions policy or […]
Manufacturing operations face a multitude of risks in the course of business. There are things like market competition, workforce hurdles and safety concerns to be aware of. There are also challenges that other industries do not face, such as loss of equipment or product reliability issues. It is important for manufacturers to have insurance protection […]
Professional cleaning services take care of life’s biggest messes. However, this valuable work comes with risks to cleaners. Companies have cleaning industry insurance for protection. Industry workers, though, face multiple dangers in the course of a day’s or night’s work. The most common cleaning industry hazards fall into specific categories.
No matter what kind of business you run, you need a policy that covers expenses associated with injuries and illnesses that employees get on the job. For many employers, workers compensation coverage or employer liability policies handle these costs. If you own a staffing agency, have higher risks, or are in a state where workers […]
If you own a rental property, it’s important to have insurance that protects you against liability, injuries, and damages. Whether you own a large apartment building with hundreds of tenants or rent out a single-family home, you need to have the assurance that you are protected.
In the textile industry, companies can face many risks with business operations, finances, and legal aspects of the business. In a variety of ways, risks can be avoided through proper management and proactive plans to adjust inefficiencies and correct errors before large losses occur. Some risks fall within areas of textile industry liability coverage while […]
Under professional liability insurance, companies throughout all types of industries are covered from legal costs caused by a client’s claims that they failed to fulfill their services adequately. Malpractice accusations are present throughout numerous fields. Industry leaders can prevent negligent practices and prepare for potential claims by learning from professional liability claims examples. 1. Technology […]
When you own your own business or you are self-employed, you have risks associated with the interactions with the public. An insurance plan can help cover those risks, but specifically, PLI insurance is the choice that helps reduce your exposure. Your risks could come from a variety of situations, such as:
Running a small or mid-sized business involves significant responsibility. Especially when you are first starting out, a lot of the responsibility for tax administration, payroll, employee benefits, and workers’ compensation falls on you. A professional employer organization can help to ease the burden.
Cash management is one way to establish security with your trucking business. It is easy to get behind or in a bind when clients aren’t paying on their invoices in a timely manner. This can lead to your own bills being left unpaid. For this reason, bobtail factoring can be a huge benefit to your […]
When your company provides benefits to employees that include the management of investments like retirement pensions and 401k accounts, profit sharing, or health plans, you incur a fiduciary duty to those employees that can leave the company exposed to potential lawsuits if those plans are managed ineffectively. One recent and high profile example is a […]
Insurance companies use a variety of marketing strategies to reach their target market. Emailing services for insurance companies still work. Here are three reasons to include them as part of your marketing strategy.
As the Baby Boomer generation ages, the need for hospice care has also risen. This service has proven invaluable for individuals and families caring for those near the end of their life. Professional liability insurance for hospice can help offset the costs associated with a lawsuit due to these common risks.
In the world of civil engineering, an error or omission in an analysis or calculation can have an enormous impact. Even the most highly trained experts can make a mistake that could end up costing their companies or their clients to incur serious damages. In addition to creating an additional expense, a mistake could create […]
The benefits of forming an association captive insurance company are numerous and significant. However, as with any business decision, careful consideration is necessary before moving forward. The rewards are real, but according to Caitlin Morgan Insurance, the resources required to create and maintain a captive program are also an important part of the decision.