Painting contractors face a number of unique risks in the course of work. While painting may seem like a less hazardous trade than major construction, it can still lead to injury and significant damage. For this reason, carrying comprehensive painting contractors insurance is essential to protecting your business, clients, and employees.
What Are Some Specific Risks Painting Contractors Face?
Certain hazards are endemic to painting jobs. These include:
- Potential for respiratory or other problems from inhaling paint fumes
- Risks of slips and falls for workers
- Risk of damage to clients’ property
- Risk of injury to clients in a work site
- Danger of lead exposure when removing old paint
This is only a sample of the risks painting contractors may face on the job. These dangers may be compounded by shifting and temporary crews, or through use of subcontractors, who may have less experience and thus be more prone to an incident.
An experienced insurer can help design a painting contractors insurance policy that helps cover these risks and protect your company in the event of an accident. Your insurer may also be able to suggest ways to mitigate risk and ultimately bring down insurance costs. To ensure your business is sufficiently protected, it is vital to speak with an insurer about comprehensive painting contractors insurance.