The State of Michigan as with most States, require that a resident (or anyone driving their highways, for that matter) have at least the basic personal injury protection insurance policy on their vehicle. Without proof of this, a routine traffic stop could prove detrimental to your bank account. Cheap Auto Insurance Michigan
If you are experiencing financial difficulty or have problems getting a good insurance rate because of prior driving offenses,cheap auto insurance in Michigan allows for other alternatives than just the two most obvious, which would be, stay off the road or pay through the nose.
There are two important parts of the basic personal injury protection policy, no fault and liability. This is the absolute minimum protection that the State requires but it also recommends collision and uninsured motorist protection, as well. If you are unsure of what the State requires, or if you have not found an insurance agent that can show you a policy that you can afford, the Office of Financial Insurance and Regulation (OFIR) can assist you in explaining the law and let you know where you can obtain the cheapest insurance in Michigan.
Being aware of discounts that you can receive on your policy premium is somewhat helpful as well. For instance, most insurance companies give you a discount for a multi-vehicle policy and some will even give you a further discount if you have multi-policies, as in using the same agent on your auto and home can save you dollars on both policies. So when you need cheap auto insurance Michigan is there to help.