At some point and time, everyone needs to get some type of insurance. In order to get this, people need to contact the agencies that issue the policies. When looking for a specific type of coverage, you can call several different companies to get free quotes over the phone. If you want more exact rates with specific plans you will need to meet with the agents in person. –Insurance Agent–
An independent insurance agent orange county residents can meet with will work in the same capacity as an other self-employed person. These people make their own contacts, set their own hours and often create their own rates, based on the regulations governing the job.
Agents who sell insurance can work out of their office or their home. Many of these people will try to schedule an appointment around your schedule. This means they can be available for an office visit when you have the time to stop in and discuss your options.
An agent who is independent may have more variety to offer in the way of different plans. They might be working on the behalf of several different companies with the ability to give you discounts in different areas. The advantage to this is the ability to see all of your options in one convenient location.
All agents work toward getting some type of fee, so make sure you ask questions about policies or features you do not fully understand. Most insurance representatives are educated to answer the questions people ask, but if they are not sure about something they will let you know and then try to find the information for you.