state insurance agency
Insurance Marketng

Working With a Comprehensive Carrier

When working with a comprehensive multi-state insurance agency, you will find the agency and underwriters capable of handling the claims and policy needs of a diverse client body. With the licensing and operating requirements of each state setting a standard of excellence and quality, you can be assured that an office with such reach has the experience to meet your insurance needs.

The larger an office, the better the opportunity to find a wider range of products at competitive prices. Given the need to address both residential and commercial clients across several, many agencies will be able to work with nationwide carriers for superior quality. A capable agency will be able to provide the following services:

  • Commercial Property
  • Commercial General Liability
  • Business Auto
  • Business Interruption
  • Management Liability
  • Flood Insurance
  • Workers Compensation
  • Employee Benefits
  • Professional Liability
  • Personal Lines
  • Specialty Industries

There are some state requirements concerning insurance coverage for residential and commercial services, and there are agencies who are able to bundle several policies together and provide a discount. Auto insurance is generally required by law, while homeowners’ coverage is often required by finance companies holding the loan on the property. Commercial insurance has a different set of requirements, and a specialized state insurance agency should be able to advise you on your coverage needs.