Body shops, auto repair shops, and mechanics’ garages all come in various sizes and deal with different cars in different areas. A small town mechanic and a national chain of body shops will have a different business and different needs as a business owner. No garage is the same, and the same goes for auto detailing insurance policies; and of course, generally, different policies will share similarities.
What policies should garage owners look for? How can you make sure you have everything you need to provide a safety net for your business? There are a few things you should look for when shopping for auto detailing insurance. The first and most obvious form of coverage is general liability. There are a few forms of coverage to cover what general liability does not do. Garage liability insurance is essential because it covers the garage’s physical location so, for example, you won’t be left with nothing in the event that a natural disaster occurs and damages or destroys your shop. Garage keepers insurance is absolutely essential because it covers any cars that are in the shop and under your care. This type of insurance varies from shop to shop because coverage is usually configured by how many cars can be in the shop at one time and the cars’ value. If you are unsure about what coverage your garage needs, you should look for companies that specialize in auto detailing insurance.