One of the most common forms of event insurance is for weddings. Most of the time weddings will go smoothly. But if something does go wrong, as things sometimes will, the bride or her family could be the ones to suffer the financial loss. And, a lot of the wedding venues will require you to have insurance to cover any damage that may be done by your guests.
Part of the coverage provided by the wedding event policy could be event cancellation or postponement coverage. This covers financial losses in the event the wedding reception had to be postponed or cancelled. In the event your guests, caterer, band, cake, flowers, or photographer can’t make it to your chosen venue, event insurance would reimburse you. If the bride or groom were to have an accident so that the wedding had to be postponed, this insurance would cover that too.
If in your wedding event insurance you choose to have coverage for loss of deposits, this will protect you if one of your vendors does not show up. If there is a miscommunication with a florist or photographer and they refuse to give back your deposit, you are covered.
There are many more coverages that can be provided by this insurance. Find an insurance agent that is familiar with this type of insurance to help you pick the right coverages for your wedding.