As you begin preparing for your career as a therapist or counselor, you need to take steps to protect your counseling practice and yourself against malpractice claims. Whether or not the claims have basis, they can still be expensive and damaging to your reputation. Having mental health malpractice insurance is essential. Many careers have malpractice insurance, which may be referred to as professional liability. It may also be called an errors and omissions policy. You have undoubtedly worked hard to become licensed as a counselor or therapist, and you don’t want to lose that due to the financial repercussions of a malpractice suit. Learn more about mental health malpractice insurance, why you should carry it, and how to protect your career from a disastrous lawsuit for Counselor Insurance.
In recent years, the United States has become a very litigious country. Unfortunately, those in dire financial straits may take advantage of this and file frivolous lawsuits. This is not always the case, but whatever the reason may be for a malpractice case, you must be protected. Everyone makes mistakes, it’s only human! By carrying an errors and omissions policy, you are protected.
Whether you work for yourself or a company, malpractice insurance is essential. General liability insurance does not cover medical malpractice for self-employed mental health professionals. Even therapists who work for a health agency must protect themselves, as the company’s policy may only protect the company.
No matter what your circumstances are, there is a malpractice policy to fit your needs. Examining different premiums and coverage limits for comprehensive coverage can help save money and get the best coverage; look at reviews of the company and their financial history. It’s an important decision, so take your time researching your options.