Everyone knows that to operate a vehicle in Los Angeles County the driver must carry minimum state coverage insurance. California does not require you to protect yourself from the injuries sustained in an accident. It is critical that you research the coverage options available to you to keep your family safe. Read below to choose which options are important to you. –Glendale Auto Insurance
Medical Payments Coverage
Medical Payments Coverage ensures that all injuries sustained in an accident of the insured driver and the passengers are covered depending on the limits you choose. No matter who caused the accident, the medical expenses are taken care of. From $1000 up to $100,000 there are many limits to choose from.
Uninsured Motorist Coverage
Some drivers in California are not insured. Choosing Uninsured Motorist coverage protects you from those who do not have a policy. Any bodily injuries that are incurred by you or your passengers are included in your premium. Premiums start at $15,000 up to $30,000 per person per accident. Choosing higher limits increases your premium. If you do not want this coverage you will have to sign a rejection form.
Property Damage From an Uninsured Driver
It is important to protect yourself and your family from uninsured drivers on the road. If you choose the Uninsured Motorist coverage then you may want to consider choosing UMPD. If an uninsured driver hits you this option pays up to $3500 to repair your vehicle. This inexpensive coverage option will waive the collision deductibe of the accident.
Physical Damage Coverage
Most importantly is Physical Damage coverage. Comprehensive and collision coverage will assure your vehicle will be repaired or replaced in the event of an accident. You will be asked to choose a deductible, the amount paid out of your pocket, which will reflect on your total quote.
Only spending pennies a day to protect your family will give you added comfort knowing your household is safe. With the many coverage options available it is easy to obtain insurance on a limited budget.