While employee insurance coverage is optional under admiralty law, businesses that operate on the water full or part-time still benefit from employer insurance that protects their workers. Employees injured on the job at sea still represent a financial risk because of liabilities employers take on when making assignments, and maritime employer coverage provides for the […]
A Certificate of Financial Responsibility or COFR is filed with the U.S. Coast Guard on behalf of vessel operators that can cover costs and damages associated with marine pollution cleanup. The Oil Pollution Act of 1990 sets the liability limits that you’d be required to meet as an owner of vessels, marinas, cargo and other […]
Business insurance is a useful tool for ensuring financial security and, in many places, companies must maintain liability insurance to cover claims and damages. Cannabis growers are not exempt from this rule. In fact, they may have more reasons than others to ensure proper coverage. Researching cannabis crop insurance shows that these three things are […]
Choosing the right insurance policy is crucial for a small business. Mistakes are bound to happen, and you want to be ready for them. Small business liability insurance is a smart form of protection so you can stay focused on the growth of your business.
No matter what kind of business you run, you need a policy that covers expenses associated with injuries and illnesses that employees get on the job. For many employers, workers compensation coverage or employer liability policies handle these costs. If you own a staffing agency, have higher risks, or are in a state where workers […]
If you own a rental property, it’s important to have insurance that protects you against liability, injuries, and damages. Whether you own a large apartment building with hundreds of tenants or rent out a single-family home, you need to have the assurance that you are protected.