If by any chance you are a psychologist and you do not have psychologist liability insurance then you are likely to put your job and yourself on the line at anytime. In today’s world where lawsuits are prevalent, those who work under mental health professions are commonly being sued. There is always someone out there who has nothing better to do, but sue people they encounter.
It does not matter if your the most reliable and competent person in your profession. The reason why people in mental health professions choose not to take part in this is because they are not well-informed about the danger that comes with this line of work. They need to get a better understanding on why it is important to take a chance on this type of Psychologist Liability Insurance.
Employer’s Insurance Is Not Made for your Protection
Usually when you are hired for a psychology practice, they provide information on the type of coverage they offer. It is required that all employers have some kind of malpractice insurance when in case they get sued. However, the benefits they offer are not made to protect you. This particular coverage is designed to cover only the company.
If you and you alone happened to get sued then it is necessary that you invest on a coverage that will protect your self. Individual liability will take care of everything for you. It is really crucial to have this type of insurance to avoid further complications when it deals with practicing psychology.